Insurance Licensing InsNV_Health02 Questions & Answers - in .pdf
- Total Q&A: 132
- Update: Sep 28, 2026
- Price: $59.99
- Vendor: Insurance Licensing
- Exam Code: InsNV_Health02
- Exam Name: NV Accident and Health
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The InsNV_Health02 PDF study materials of ITCertKing aim at helping the candidates to strengthen their knowledge about Nevada Insurance. As long as you earnestly study the InsNV_Health02 certification exam materials which provided by our experts, you can pass the Nevada Insurance InsNV_Health02 exam easily. In addition, we are also committed to one year of free updates and a FULL REFUND if you failed the exam.
Insurance Licensing InsNV_Health02 Exam Syllabus Topics:
| Section | Weight | Objectives |
|---|
| Nevada Statutes, Rules and Regulations | ~32% | - Nevada Health-Specific Regulations
- 1. Replacement and Free-Look Provisions
- 2. Group and Credit Health Rules
- 3. Advertising and Disclosure Rules
- General State Insurance Regulations
- 1. Insurance Guaranty Associations
- 2. Insurance Commissioner Authority
- 3. Marketing Practices and Unfair Trade
- 4. Agent Licensing Requirements
- 5. Definitions and General Provisions
|
| Accident and Health — General Knowledge | ~68% | - Policy Provisions, Clauses & Riders
- 1. Other Provisions and Clauses
- 2. Common Riders
- 3. Optional Provisions
- 4. Mandatory Uniform Provisions
- Social Insurance / Government Plans
- 1. Medicare (Parts A, B, C, D)
- 2. Social Security Disability Benefits
- 3. Medicaid
- Types of Health Insurance Policies
- 1. Medicare Supplement Policies
- 2. Limited Benefit Plans
- 3. Medical Expense / Major Medical Insurance
- 4. Group Health Insurance
- 5. Long-Term Care (LTC) Insurance
- 6. Disability Income Insurance
- 7. Accidental Death & Dismemberment
- Insurance Concepts and Underwriting
- 1. Premiums and Renewal
- 2. Insurance Basics and Risk
- 3. Application and Underwriting
|
Insurance Licensing NV Accident and Health Sample Questions:
Question #1
In a variable annuity, who bears the investment risk associated with the separate-account investment performance?
A. The contract owner
B. The insurer
C. The beneficiary
D. The producer
Question #2
Which of the following statements is CORRECT about Medicare?
A. It provides benefits to totally disabled persons only.
B. It is a medical assistance program.
C. It is a hospital and medical expense insurance program.
D. Its Part A provides payment for physicians ' bills.
Question #3
According to Nevada law, an authorized insurer is BEST defined as:
A. an insurer authorized under a certificate of authority issued by the Governor of Nevada
B. any insurer with minimum assets as required by this state
C. an insurer with a certificate of authority issued by the Insurance Commissioner of Nevada
D. an insurer with a certificate of authority issued by the National Association of Insurance Commissioners (NAIC)
Question #4
A person insured under a policy of Long Term Care insurance issued pursuant to a direct response solicitation has how many days after delivery to return the policy for a full refund?
A. Sixty days
B. Forty-five days
C. Ten days
D. Thirty days
Question #5
An insurer shall not issue an individual long-term care insurance contract in Nevada unless the insurer has received from the applicant:
A. a written designation of at least one person, in addition to the applicant, who must receive notice of any lapse or termination of coverage under the policy for nonpayment of premium
B. a designation by at least one person, in addition to the applicant, to accept liability for services provided to the applicant
C. a notarized waiver dated and signed by the applicant stating that the applicant has chosen not to designate another person to receive notice of any lapse or termination of coverage for nonpayment of premium
D. a written designation by the applicant to pay premium for long-term care insurance through either a payroll or pension deduction plan
Solutions:
Question #1
Correct Answer: A | Question #2
Correct Answer: C | Question #3
Correct Answer: C | Question #4
Correct Answer: D | Question #5
Correct Answer: A |
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